Welcome to insuranceProducers.org (the “Website”). By accessing or using this Website you agree to the following terms and conditions.

1. Acceptance of Terms: This Website is owned and operated by insuranceProducers.org. By accessing or using this Website, you agree to all terms, conditions, and notices contained or referenced herein (the “Terms of Use”) as well as any other laws or regulations that apply to this Website. If you do not agree to these Terms of Use, please refrain from using this Website. We reserve the right to change these Terms of Use at any time without prior notice to you.

2. Age and Eligibility: You must be 18 years of age or older to use this Website. You certify that the information you provide during registration is accurate and complete. We reserve the right to terminate your account at anytime if it is found that you are not eligible to use this Website.

3. User-Generated Content: All information, text, files, graphics, videos, and other content or materials uploaded, posted, or otherwise provided by you through the Website (“User Content”) is and shall remain your sole and exclusive property. You grant us a world-wide, perpetual, irrevocable, royalty-free, sub-licensable, non-exclusive, and fully transferable license to use, copy, store, display, distribute, modify, create derivative works of, publish, and transmit such User Content for the purpose of providing the Website services or as otherwise described in these Terms of Use.

4. Copyright and Intellectual Property: We and our licensors own all right, title, and interest in and to all content available on the Website, including all copyright, trademarks, trade names, patents, service marks, and logos appearing on or used in connection with the Website (“Intellectual Property”). Intellectual Property rights are reserved to the respective owners or licensors and your use of the Website does not give you any right or title to such Intellectual Property.

5. Prohibited Activities: You may not use this Website for any illegal or unauthorized purpose. You are prohibited from engaging in any activity that: a) infringes on the Intellectual Property of others; b) encourages any criminal activity or any form of hacking; c) breaches any laws, regulations, or privacy agreements; d) abuses, defames, harasses, or threatens any persons or entities; e) bypasses any security measures; or f) collects, transfers, or uses personal data of other Website users or customers without their express consent.

6. Privacy Policy: We respect your privacy and are committed to protecting it through our compliance with this policy. Please read our Privacy Policy for information and descriptions about how we collect, use, and share your personal data.

7. Limitation of Liability: We are not responsible for and make no representations or warranties with respect to the accuracy, completeness, applicability, or timeliness of any of the content accessible through the Website. In no circumstances will we be liable for any direct, indirect, punitive, consequential, special, or incidental damages, arising out of or in connection with the use of the Website. Your sole remedy for dissatisfaction with the Website is to stop using it.

8. Disclaimer: We provide the Website on an “as-is” basis and do not make any representations or warranties about the accuracy or completeness of any information on the Website. We disclaim all warranties, express or implied, including without limitation, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Dispute Resolution: In the event of any dispute or disagreement relating to these Terms of Use or the use of the Website, we agree that such dispute shall be resolved by mediation in accordance with the applicable law. The parties will select and agree on a mediator and all mediation related costs will be split equally between us.

10. Termination: We reserve the right to terminate your account at anytime, with or without notice. You may terminate your account at any time by sending us a notice to do so. Upon termination, your account will be deactivated and all rights to use the Website will be revoked.

By using this Website, you are confirming that you have read and understand this Agreement and agree to be bound by its terms and conditions.