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Terms and Conditions

Effective Date: November 25th, 2024
Last Updated: 

Welcome to InsuranceProducers.org (the “Website“). By accessing or using this Website, you agree to be bound by these Terms and Conditions (“Terms“). If you do not agree with any of these Terms, you must not use this Website. These Terms govern your access to and use of the services, tools, and resources provided by InsuranceProducers.org.

1. Introduction

InsuranceProducers.org is a platform designed to empower and support insurance professionals by providing educational resources, training, lead generation tools, and a community for collaboration. By using our Website, you accept and agree to abide by these Terms.

2. Eligibility

  • To use this Website, you must be at least 18 years old and meet any professional licensing requirements where applicable.
  • By registering or using the Website, you confirm that you are eligible and have the legal capacity to enter into this agreement.

3. Services Provided

The Website offers:

  • Online courses and training for insurance producers.
  • Lead generation tools and client management resources.
  • Community forums for networking and collaboration.
  • Access to educational articles, templates, and other professional resources.

Disclaimer: The information provided on this Website is for educational purposes only and does not constitute legal, financial, or insurance advice.

4. User Accounts and Responsibilities

  • Account Creation: Users must register an account to access certain features. You agree to provide accurate and complete information during registration.
  • Account Security: You are responsible for maintaining the confidentiality of your login credentials. Any activity under your account is your responsibility.
  • Prohibited Activities: Users are prohibited from:
    • Using the Website for illegal or unauthorized purposes.
    • Sharing, selling, or distributing proprietary content without permission.
    • Engaging in activities that disrupt or harm the Website or its users.

5. Payments and Subscriptions

  • Certain services may require payment. These fees are outlined on the Website.
  • Refund Policy: Payments for services or courses are non-refundable unless otherwise specified.
  • Subscription Terms: If applicable, subscriptions will auto-renew unless canceled prior to the renewal date.

6. Privacy and Data Use

  • Data Collection: We collect and process limited personal data such as cookies, tracking pixels, and form submissions to improve your experience and provide services.
  • Third-Party Integrations: Tools such as Calendly and WPForms may collect additional data in line with their respective policies.
  • Privacy Policy: Please refer to our Privacy Policy for more details on how we protect and use your information.

7. Intellectual Property

  • All content, branding, and resources provided on this Website are the property of InsuranceProducers.org or its licensors.
  • Users are granted a limited, non-transferable, and non-exclusive license to access and use the Website for personal and professional purposes.
  • Reproduction, resale, or redistribution of content is strictly prohibited.

8. Limitation of Liability

  • The Website is provided “as is” without warranties of any kind.
  • InsuranceProducers.org is not liable for any damages resulting from:
    • Errors, omissions, or inaccuracies in content.
    • Service interruptions or technical issues.
    • Loss of data or unauthorized access.

9. Termination of Use

  • We reserve the right to suspend or terminate your account for violations of these Terms or any misuse of the Website.
  • You may terminate your account at any time by contacting our support team.

10. Indemnification

You agree to indemnify and hold InsuranceProducers.org harmless from any claims, damages, or liabilities arising from your use of the Website or violation of these Terms.

11. Modifications to Terms

  • We reserve the right to modify these Terms at any time.
  • Significant changes will be communicated via email or through a notice on the Website. Continued use of the Website constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles. Any disputes will be resolved in the courts located in Los Angeles, CA Superior Court.

13. Contact Information

For questions or concerns regarding these Terms, please contact us at:
Email: Privacy@insuranceProducers.org
Phone:

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Disclaimer

InsuranceProducers.org is not an employment agency and does not offer employment opportunities. We provide a career opportunity for individuals who wish to pursue entrepreneurship in the insurance industry. As a participant in our program, you will operate as an independent contractor under a 1099-MISC arrangement, not as an employee.

All individuals interested in joining our organization as associates are required to obtain a state insurance license in their respective state. This process includes undergoing state-mandated fingerprinting and background checks to ensure compliance with licensing requirements.

Success in this role requires dedication and continuous improvement. Associates are expected to engage in daily training to build skills in marketing to warm, cold, and unknown markets, enhancing their ability to generate leads and grow their client base.

Please note that success in this role depends on your individual effort, commitment, and ability to execute effective strategies. For more information about the independent contractor role, please review the IRS guidelines for 1099-MISC contractors here.

If you have additional questions, feel free to contact us directly.